BRRRR Calculator

Buy, Rehab, Rent, Refinance, Repeat — analyze your next investment property

What is BRRRR? The BRRRR strategy lets you buy a distressed property, renovate it to boost its value, rent it out, then refinance to pull most of your cash back out — letting you recycle capital into the next deal without it sitting locked up.

What this calculator shows: How much cash you need upfront, the property's value after renovations, how much you can cash-out refinance for, your monthly cash flow, and your cash-on-cash return on the actual cash invested.

Who it's for: Real estate investors using BRRRR, house hackers, or anyone buying a distressed property to rent out.

Purchase & Rehab

Purchase Price ($) what you pay

After-Repair Value (ARV) ($) market value after rehab

Rehab Costs ($) renovation budget

Purchase Closing Costs ($) title, escrow, fees

Refinance Terms

Refinance LTV (%) typically 70–75% of ARV

Refinance Interest Rate (%)

Refinance Term

Cash-Out Refi Closing Costs ($)

Rental Income & Expenses

Monthly Rent ($)

Vacancy Rate (%) typically 5–10%

Annual Operating Expenses ($) taxes, insurance, maintenance

Monthly HOA ($)

Investment Summary

Total Cash Invested

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down payment + rehab + closing

Cash-Out Refi Amount

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ARV × LTV

Net Cash Required

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cash actually tied up in deal

Monthly Cash Flow

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rent minus all expenses

Cash-on-Cash Return

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annual cash flow ÷ cash in

Cap Rate

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NOI ÷ purchase price

Deal Breakdown

Purchase + Rehab + Closing

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Refi Proceeds (after closing costs)

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Annual Gross Rent

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Annual NOI (Net Operating Income)

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Refi Monthly Payment

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Equity Created (ARV − Refi)

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Deal Grade: —

💼 Tools & Platforms Used by Active BRRRR Investors

⚖️ LegalZoom — LLC & Entity Formation (LLC setup · operating agreements · registered agent) 📊 DealCheck — Analyze Off-Market BRRRR Deals (30% recurring + $100/10 users — free 14-day trial) 🏠 Foreclosure.com — Find Distressed BRRRR Deals (25% recurring · 180-day cookie · 50K+ properties)

🏦 Hard Money Lenders — Get Your BRRRR Loan Funded

⚡ Hard money rates change weekly — lock in your loan before rates move.

📊 See how the best BRRRR tools compare:

🏦 Best BRRRR Calculator Tools 2026 → Free vs paid BRRRR spreadsheets & tools 💰 Best DSCR Loans for BRRRR Investors 2026 → Compare LegalZoom, Foreclosure.com & DealCheck for financing + deals 📋 Best Rental Property Tax Deductions 2026 → Maximize your BRRRR tax savings

🔗 quikcalc.net may earn a commission when you click links and sign up for these services — including DealCheck (30% recurring), LegalZoom (LLC/entity formation), Foreclosure.com (25% recurring), and 租率, or scenario.

📬 Get a Free Deal Review →

No spam. Usually responds within 24 hours. 💬 Tim reviews every inquiry personally.