Terms of Service

1. Acceptance of Terms

By accessing or using the QuikCalc website (quikcalc.net, the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Site. These Terms apply to all visitors, users, and others who access QuikCalc.

2. About QuikCalc

QuikCalc provides free online financial calculators for informational and educational purposes only. QuikCalc is operated as a personal project and is not a licensed financial advisor, broker, or investment firm.

The Site includes tools for mortgages, loans, investing, taxes, retirement, real estate, and small business calculations. We strive for accuracy but do not guarantee that calculator results are error-free or reflect current market conditions.

3. No Financial Advice

QuikCalc does not provide financial advice. Our calculators are automated tools that apply standard formulas to numbers you provide. The outputs are mathematical results only — they are not recommendations, forecasts, or professional opinions.

Before making any financial decision, you should:

• Consult a licensed financial advisor, CPA, or tax professional
• Verify current rates, laws, and terms from authoritative sources
• Consider your personal financial situation, goals, and risk tolerance

4. Disclaimers & Limitation of Liability

THE SITE AND ALL CALCULATORS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. We make no representations or warranties about the accuracy, completeness, or reliability of results from any calculator.

To the fullest extent permitted by law, QuikCalc and its operators disclaim all liability for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of or reliance on any calculator results
• Decisions made based on calculator outputs
• Errors, inaccuracies, or omissions in calculator formulas or content
• Loss of data, money, or business opportunities resulting from use of this Site

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, so the above limitations may not apply to you.

5. User Responsibilities

When using QuikCalc, you agree to:

• Enter accurate and honest numbers into calculators
• Verify all results independently before making financial decisions
• Not use calculators for illegal purposes
• Not attempt to hack, scrape, or abuse the Site
• Comply with all applicable laws and regulations

6. Intellectual Property

The QuikCalc name, logo, design, text, and code are property of QuikCalc. You may not reproduce, copy, or clone the Site or its content without written permission. Calculator formulas based on publicly available financial mathematics are not subject to copyright.

You may link to QuikCalc from your own site or share links to specific calculators, provided you do not frame or misrepresent the Site.

7. Affiliate Links & Advertising

QuikCalc contains affiliate links. When you click a link from our Site and make a purchase or sign up for a service, we may earn a commission at no additional cost to you. Affiliate relationships do not influence our calculator results, recommendations, or editorial content.

FTC Disclosure: QuikCalc is a participant in affiliate advertising programs. Links marked with asterisks (*) or similar indicators may be affiliate links. We may receive compensation for clicks or sign-ups through these links.

8. Third-Party Links & Services

QuikCalc may link to third-party websites, products, or services (e.g., mortgage lenders, brokerages, financial products). These third parties are not controlled by QuikCalc. We are not responsible for the content, practices, or privacy policies of any third-party sites. You visit third-party sites at your own risk.

Review all terms, conditions, and privacy policies of third-party services before signing up or providing any personal information.

9. Tax & Legal Calculations

Any tax, legal, or regulatory information on QuikCalc is general in nature and may not apply to your specific situation. Tax laws vary by country, state, and locality, and change frequently. We update calculators when we become aware of changes but cannot guarantee real-time accuracy.

For tax advice specific to your situation, consult a licensed CPA, tax attorney, or enrolled agent. For legal questions, consult a qualified attorney.

10. Availability

We strive to keep QuikCalc available at all times, but do not guarantee uninterrupted access. The Site may be temporarily unavailable due to maintenance, updates, or factors beyond our control. We reserve the right to modify, suspend, or discontinue any part of the Site at any time without notice.

11. Privacy

Your use of QuikCalc is also governed by our Privacy Policy. By using the Site, you consent to our data practices as described in the Privacy Policy. The Privacy Policy explains what data we collect (very little), how we use it, and your rights regarding your data.

12. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will post the updated Terms on this page with a revised "Last updated" date. Continued use of the Site after any changes constitutes your acceptance of the revised Terms.

13. Termination

We reserve the right to block access to QuikCalc for any user who violates these Terms, engages in abusive behavior, or uses the Site for illegal purposes. Termination does not limit any other rights or remedies we may have.

14. Governing Law

These Terms are governed by the laws of British Columbia, Canada, and applicable federal laws of Canada, without regard to conflict of law principles. Any disputes arising from these Terms or your use of QuikCalc shall be resolved in the courts of British Columbia, Canada.

15. Contact

Questions about these Terms? Contact us:

Email: [email protected]

Site: https://quikcalc.net