Privacy Policy

1. Introduction

QuikCalc ("we," "us," or "our") operates the website quikcalc.net (the "Site"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Site and use our free financial calculators. It applies to all visitors and users of the Site.

By using the Site, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies, please do not use the Site.

2. What We Collect

QuikCalc is designed to minimize data collection. We collect only what is necessary to operate the Site:

2.1 Information You主动 Provide

• Calculator inputs: When you use a calculator, the numbers you enter (e.g., loan amount, interest rate) are processed in your browser and are never sent to our servers.
• Contact submissions: If you email us at [email protected], we collect your email address and message content to respond to your inquiry.

2.2 Automatically Collected Information

When you visit the Site, our hosting and analytics providers may automatically collect:

• IP address (anonymized/masked where possible)
• Browser type and version
• Operating system
• Pages visited and referring URL
• Date and time of visit
• General geographic region (country/area level, not precise location)

This data is used solely for Site operation, aggregate analytics, and security purposes. It is not linked to any personal identifier beyond the session.

3. Cookies and Tracking

QuikCalc uses a minimal number of cookies and similar technologies:

• Essential cookies: Some cookies are required for the Site to function — for example, load balancing and security tokens. These cannot be disabled.
• Analytics cookies: We may use privacy-respecting analytics tools that do not use cookies and do not track individuals across websites. Where we use third-party analytics, we select providers that are GDPR/CCPA compliant and do not sell data.
• No advertising cookies: We do not use advertising pixels, retargeting trackers, or third-party advertising networks.

You can control or disable cookies in your browser settings. Note that disabling essential cookies may impair Site functionality.

4. How We Use Your Information

We use collected information for the following purposes:

• To provide and maintain the Site and calculators
• To detect and prevent technical issues, abuse, and security threats
• To generate aggregate, non-personal statistics about Site usage (e.g., which calculators are most used)
• To respond to user inquiries submitted via email
• To comply with legal obligations

We never sell, trade, or rent your personal information to third parties.

5. Third-Party Services

QuikCalc may contain links to external websites, products, or services that we do not operate. These third-party sites have their own independent privacy policies. We have no responsibility or liability for the content or practices of any linked site.

We use the following categories of third-party services:

• Hosting provider: Our hosting infrastructure is provided by a cloud services company. Their privacy policy governs their data handling.
• Analytics: We may use an analytics service that processes anonymized, aggregated data. These services are contractually prohibited from selling or sharing raw data.
• Email: If you contact us, your email may be processed by our email service provider. Their privacy policy applies.

6. Data Security

We take reasonable technical and organizational measures to protect your information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Key security practices:

• HTTPS encryption on all Site traffic
• Minimal data retention — we do not store calculator inputs
• Access controls limiting who can access server infrastructure
• Regular review of third-party service providers for security compliance

7. Data Retention

We retain automatically collected analytics data for a maximum of 26 months, after which it is deleted or anonymized in aggregate form. Contact form submissions (emails) are retained only as long as needed to resolve your inquiry, typically no longer than 12 months, unless a longer period is required by law.

8. Your Rights Under the CCPA (California Residents)

QuikCalc does not sell personal information as defined by the California Consumer Privacy Act (CCPA). To exercise any of these rights, contact us at [email protected]. We will respond within 45 days.

9. Your Rights Under the GDPR (EEA Residents)

If you are located in the European Economic Area, you have the right to access, rectify, erase, or restrict processing of your personal data. You may also have the right to data portability and to object to processing. Contact us at [email protected] to exercise these rights.

10. Children's Privacy

QuikCalc is not intended for use by children under the age of 13 (or 16 in the EEA). We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us at [email protected] and we will promptly delete it.

11. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make material changes, we will update the "Last updated" date at the top of this page and, for significant changes, will make reasonable efforts to notify users (e.g., via a notice on the Site homepage).

We encourage you to review this Privacy Policy periodically.

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

• Email: [email protected]
• Site: https://quikcalc.net