Flip vs. Hold Calculator

Compare house flipping vs. rental property investment returns

What is this? This calculator compares two real estate investment strategies: buying a distressed property, renovating it, and selling at a profit (house flipping) vs. buying, renovating, and renting it out long-term. It shows the total profit, annualized return, and risk for each approach.

Who it's for: Real estate investors deciding between fix-and-flip deals and buy-and-hold rentals. Also useful for homeowners considering whether to sell or rent out their current home.

Property Details

Purchase Price ($) oninput="calculate()"

Current ARV / After Repair Value ($) oninput="calculate()"

Rehab Cost ($) oninput="calculate()"

Monthly Rent ($) oninput="calculate()"

Costs & Financing

Down Payment (%) oninput="calculate()"

Loan Interest Rate (%) oninput="calculate()"

Hold Period (months, for flip) oninput="calculate()"

Property Tax & Insurance ($/yr) oninput="calculate()"

Flip Analysis

Total Investment

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Sale Price (minus costs)

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Flip Profit

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ROI (Flip)

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Annualized Return

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Total Holding Costs

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Hold Analysis (5-Year)

Cash Required

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5yr Rental Income

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5yr Equity Build

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5yr Cash Flow

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5yr Total Return

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COC Return

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Free Tool Download

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Recommended Tools for Real Estate Investors

Fix & Flip Financing — Kiavi → Invest in Real Estate — EquityMultiple ($250/Sign-up) → Analyze Fix & Flip Deals — DealCheck (30% recurring) → Tenant Screening — RentPrep from $18 ★ 20% Recurring →

Kiavi, Arrived, EquityMultiple, DealCheck, and RentPrep are affiliate partners. QuikCalc may earn a referral fee at no cost to you.

For educational purposes. Not financial advice. Consult a real estate professional.

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