Systematic Investment Plan returns — the power of consistent investing
SIP returns are not guaranteed. Past performance does not predict future results. Mutual funds carry risk of loss.
Tools that pair well with this calculator — selected by our team.
| Tool | Best For | Network |
|---|---|---|
| Wealthfront | $100/ref through Impact | Impact |
| Betterment | $1,250/ref (funded $50K+) | Impact |
| M1 Finance | Free SIP investing | Direct |
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Systematic Investment Plan — investing a fixed amount at regular intervals regardless of market price. Dollar-cost averaging into the market. Reduces timing risk and emotional decision-making. Especially powerful for volatile assets.
The standard recommendation is 15-20% of gross income. Start with whatever you can — even $100/month. Increase by 1% of income every 6 months. Automation makes consistent investing automatic.
Bi-weekly or monthly both work. The math difference is negligible. What matters is consistency — choose a frequency you can sustain regardless of market conditions.