Net Worth Calculator

Track your total assets minus liabilities

What is this? Calculate your total net worth across all assets and liabilities. Track your path to financial independence over time.

Who it's for: Business professionals, investors, and financial planners.
Assets
Cash/Bank
Investments
Retirement
Real Estate
Vehicles
Liabilities
Mortgage
Car Loan
Student Loans
Credit Cards
Net Worth Summary
Total Assets
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Total Liabilities
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Net Worth
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Debt-to-Asset Ratio
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Asset Allocation
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Liquidity Score
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For educational purposes. Not financial advice.

Track Your Full Financial Picture

Know your net worth down to the penny. These tools aggregate all your accounts in one dashboard.

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We may earn a commission if you click above. Calculator is free to use.

Frequently Asked Questions

What is a good net worth by age?

Wealth-to-income ratio is more useful than absolute numbers. Age 30: 0.5x annual income. Age 40: 2x. Age 50: 4x. Age 60: 7x. Age 67: 10x. Focus on savings rate, not absolute wealth.

What should be included in net worth?

Assets: savings, investments, home equity, business equity, vehicle value. Liabilities: mortgage, student loans, credit card debt, auto loans. Exclude retirement accounts from liquid net worth unless you plan to retire early.

How often should I calculate net worth?

Quarterly minimum. Monthly is better for tracking progress. Use a spreadsheet or Personal Capital / Empower to auto-aggregate accounts. The goal is watching it trend up — short-term market fluctuations do not matter.