Invoice Payment Calculator

Early pay discount vs. late fee trade-off analysis

What is this? Compare early payment discounts vs late fees. See the true annual cost of supplier credit terms and optimize your cash flow strategy.

Who it's for: Business professionals, investors, and anyone making financial decisions.

Invoice Details

Invoice Amount ($) oninput="calculate()"

Invoice Date

Payment Due Date

Payment Date

Terms

Early Pay Discount (%) oninput="calculate()"

Early Pay Days oninput="calculate()"

Net Days oninput="calculate()"

Your Cost of Capital (%) oninput="calculate()"

Decision Analysis

Days Late

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Early Pay Discount

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Net Amount Due

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Late Fee Cost

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Annualized Cost of Skipping

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Should Take Discount?

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For educational purposes. Not financial advice.

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