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Heat Pump vs. Furnace Calculator

See your real payback period with current utility rates and IRA tax credits factored in.

Your Home Details

Heating portion only, in winter months

IRA 25C Tax Credit

🏛️

Active 2022–2032: The Inflation Reduction Act gives homeowners a 30% tax credit (up to $2,000/yr) on heat pump installations — including equipment and installation.

Average heat pump install: $6,000–$14,000
Leave blank if unknown

Annual Heating Cost Comparison

Heat Pump
per year in heating costs
Gas Furnace
per year in heating costs
Estimated Payback Period

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IRA 25C tax credit eligibility checklist + heat pump vs. furnace comparison sheet. Used by 12,000+ real estate investors.

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Estimates based on national average efficiency ratings and EIA utility rate data. Actual results vary by climate, usage, and equipment. Not financial or legal advice. IRA 25C eligibility subject to IRS requirements.

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