🏠 Free Calculator

House Hacking Calculator

Find out how much rental income can offset your mortgage — and what your real cost to live is after tenants pay you.

🏡 Property & Mortgage
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= $20,000
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yrs
$
Closing costs (3%) estimated automatically
💰 Rental Income
%
Industry default: 5–10%
📊 Monthly Operating Expenses
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$
$
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Tip: budget 1% of home value / year
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What is House Hacking?

House hacking means buying a multi-unit or multi-bedroom property, living in one unit/room, and renting out the rest. Done right, your tenants cover most — or all — of your housing cost while you build equity.

FHA loans allow as little as 3.5% down on owner-occupied 2–4 unit properties, making this one of the most accessible paths to real estate investing.

📈 Your House Hacking Numbers

Monthly Cash Flow Breakdown

📊 QuikCalc Toolkit — House Hacking Templates
Run the numbers in Excel after you calculate here.
BRRRR Analysis · Rental ROI · House Hacking · Depreciation Schedule · Fix-and-Flip Tracker — $5–$27 · Instant download via PayPal or card
Browse Templates →

Or buy the full bundle — 6 templates + all future updates — $39

🔗 Partner Tools for House Hackers

These are the tools we personally recommend for house hackers. We earn a commission when you sign up through our links — at no extra cost to you.

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We may earn affiliate commission from links above — at no extra cost to you.
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Property Management Software

Manage tenants, leases, and rent collection with DoorLoop — the all-in-one property management platform trusted by landlords and real estate investors.

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Landlord Insurance

Protect your rental income with landlord insurance specialists — get a free quote in 90 seconds and see how little good coverage costs.

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⬆️ Step Up Your House Hack Analysis

Run Professional Property Analysis in 60 Seconds

DealCheck helps house hackers compare rental scenarios, estimate ARV, and model refinance strategies — all in one place.

📊 Analyze Your House Hack Like a Pro — DealCheck 🔥 30% recurring · Free 14-day trial — no credit card required
Runs 100+ deals in under 5 minutes. Most investors find 2–3 deal-breakers they missed manually.
Disclosure: This is an affiliate link. We earn a referral fee (30% recurring) when you sign up for DealCheck. [nofollow sponsored]

Free Download

Get The House Hacking Blueprint

FHA loan strategies, property selection criteria, rental management tips, and 3 exit strategies — all in one guide.

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💰 Get the Full Excel Toolkit

Complete Real Estate Investor Toolkit — 17 Excel Tools

BRRRR analysis, fix-and-flip deals, rental ROI, DSCR, 1031 exchanges, depreciation, and more — all in Excel.

🏠 Rental ROI Spreadsheet — $14 or All 17 Tools — $39 (save $200)

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